Buying a home

As they get older, many people with a learning disability continue to live at home with their family. We believe that you should have the opportunity to live independently, regardless of how complex your needs may be.

The main options for housing are renting a home and buying a home. If you decide that buying a home is the best option for you, there are different ways you can do this:

  • Outright purchase
  • Buying through Support for Mortgage Interest (SMI)
  • Joint ownership
  • Collective ownership
  • Shared ownership
  • The HOLD scheme

Thera has published a book called Safe and Secure. Safe and Secure has a lot of useful information about housing options for people with a learning disability, including more information about the schemes mentioned above.

Request a copy of Safe and Secure


How we can help

We believe that people with a learning disability should have access to the same range of housing options as everyone else. We work with a range of partners to make this happen.

One of our partners is Forward Housing, which is part of the Thera Group. Through Forward Housing we can acquire a property that it is suitable for you. This can include doing any necessary adaptations to match your specific needs.

In 2015, Forward Housing received an investment from Cheyne Capital (an ethical investment firm) to the value of £15million. This money was used solely to buy and adapt properties for adults with a learning disability. Cheyne recently invested another £10million to provide even more suitable houses.

We will work with and your family to explore your preferred housing arrangements. We will make sure the housing meets your needs and that the whole process is centred on you and the other important people in your life.

If you decide that buying a home is not for you, you might like to explore renting a home instead.